1. Introduction
 
This Cookies Policy applies to our use of “cookies” in connection with this website and our online platforms (Websites). We use cookies on our Websites to help make your visits more effective, so we would like to explain more about how and why we use them.  By continuing to browse our Websites without adjusting your browser settings to block cookies (for information about how to do this please see below), you are agreeing to our use of cookies.

For the purposes of this Cookie Policy, references to “we,” “us” or “our” shall refer to Lloyd’s Brussels.

2. Who we are
 
Lloyd’s Insurance Company S.A. (Lloyd’s Brussels) is an insurance company authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority whose registered office is at Place Du Champ De Mars 5, Bastion Tower (14th floor) 1050 Ixelles, Belgium, company /VAT number BE 0682.594.839, RPR/RPM Brussels.  Lloyd’s Brussels is a wholly owned subsidiary of the Society of Lloyd’s.
Lloyd’s Brussels writes non-life risks from the European Economic Area and ensures that our European partners have access to the combined scale, expertise, capacity and claims service of the Lloyd’s market. s
 
3. What are cookies
 
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users’ preferences and to help navigate between pages efficiently.
 
4. What cookies we use and why
 
The table below explains the cookies we use and why:
 
 Cookie name Purpose
ARRAffinity This cookie binds the user session with application instance in the cloud. Session data on the server is non-transferable between application instances and this cookie guides the cloud how to route traffic for the particular session. This cookie is deleted when you close your browser.
   
ASP.NET_SessionId This cookie is required to run our site.  It tracks the user to ensure that it serves the correct session data to the correct user.  This cookie is deleted when you close your browser.
GeoID GeoTiD Used to store the country a user is in, based on the IP address they are browsing from. This cookie relates to the mobile site only and is deleted when you close your browser.
LDC.Disclaimer These cookies allow us to remember which disclaimers have been accepted by a user so that they do not have to accept them every time they access the relevant content.  These cookies will last for 365 days.
WurflCloud_Client Used to store information about the type of device browsing the site. This cookie lasts for one day.
_ga _gat_UA-44620912-1 _gid Google Analytics – Uses cookies to: – Determine which domain to measure – Distinguish unique users – Remember the number and time of previous visits – Remember traffic source information – Determine the start and end of a session – Remember the value of visitor-level custom variables
_utma Used by Google Analytics to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics. This cookie will last for two years.
_utmb Used by Google Analytics to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics. This cookie will last for 30 minutes after last being used.
_utmc Used by Google Analytics. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit. This cookie is deleted when you close your browser.
_utmz Used by Google Analytics. Stores the traffic source or campaign that explains how the user reached the site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics. This cookie will last for six months.
_utmv Used by Google Analytics to store visitor-level custom variable data. The cookie is updated every time data is sent to Google Analytics. This cookie will last for two years.
LDC.CookieLawComplaiance Used to hide the Cookie Banner once accepted

 

5. Cookies set by Third Party websites
 
Lloyd’s Brussels does sometimes embed photos and video content from websites such as YouTube.  As a result, when you visit a page with content embedded from, for example, YouTube, you may be presented with cookies from those websites.  Lloyd’s Brussels does not control the dissemination of these cookies.  You should check the relevant third-party website for more information about these.

Lloyd’s Brussels website now carries embedded ‘share’ buttons to enable users to easily share articles and information with other people through a number of popular social networks.  These social network sites may set a cookie when you are also logged into their service.  Lloyd’s Brussels does not control the dissemination of these cookies and you should check the relevant third-party website for more information about these.

6. How to control and delete cookies

If you wish to restrict or block the cookies which are set by Lloyd’s Brussels, or indeed any other website, you can do this through your browser settings. The “Help” function within your browser should tell you how.

Alternatively, you may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.
 
Please be aware that restricting cookies may impact on the functionality of the Lloyd’s Brussels website.
 
7. How do I change my cookie settings?
 
Most web browsers allow some control of most cookies through the browser settings.  To find out more about how to manage cookies on popular browsers:
 
 
 
 
 
 
 
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
 
8. Local Shared Objects (Flash Cookies)
 
i) Lloyd’s Brussels uses Flow Player to deliver some video content to improve user experience, Local Shared Objects (otherwise known as ‘Flash cookies’) are used to manage basic permissions and check bandwidth.  Flash cookies are stored on a user’s computer much the same way as cookies are, however, it is not possible to manage them at browser level.
 
ii) The Adobe website provides information on how to delete or disable Flash cookies: http://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html
 
iii) Please note that if you disable Flash cookies you will be unable to view certain video content on our website.
 
Effective date: February 2019